Last Updated: 13 September 2025

Version: 2.2

Table of Contents.

1. Introduction & Acceptance of Terms
2. Purpose and Scope of Content
3. No Professional Advice
4. Accuracy, Completeness & Changes
5. Opinions, Affiliations & Endorsements
6. User Responsibilities
7. External Links & Third‑Party Content
8. Intellectual Property & Copyright
9. Indemnification
10. Disclaimer of Warranties
11. Limitation of Liability
12. Release of Claims
13. Modifications to the Website & Terms
14. Privacy
15. Governing Law & Jurisdiction
16. International Access & Legal Compliance
17. Severability
18. Acknowledgment
19. Change Log
20. Contact Information

1. Introduction & Acceptance of Terms.

By accessing or using Topload Brands (https://www.toploadbrands.com), you agree to be bound by this Legal Disclaimer and our [Privacy Policy].

If you do not agree, discontinue using this website immediately.

These terms govern your relationship with Topload Brands.

2. Purpose and Scope of Content.

This website shares the author’s personal views, reflections, and commentary on marketing and brand building.

Content is intended as  general information and for educational purposes only. Tone, style, or use of analogy does not alter the legal meaning of this Disclaimer.

3. No Professional Advice.

Nothing on this website constitutes professional advice — including but not limited to legal, medical, financial, planning, health, business, or technical advice.

Always seek qualified, independent advice before making decisions that could affect your health, safety, finances, or legal rights. Reliance on any content is at your own risk.

4. Accuracy, Completeness & Changes.

Content is provided “as is” and may change without notice. While we aim for accuracy and timeliness, we make no guarantees about completeness, correctness, or suitability. We do not warrant uninterrupted access or that the site is free from errors, viruses, or harmful components.

5. Opinions, Affiliations & Endorsements.

The views expressed are solely those of the author and do not necessarily reflect the views of any affiliated organisations, advertisers, or contributors. Mention of any product, service, or organisation does not imply endorsement.

6. User Responsibilities.

You are responsible for verifying any information before acting on it. You agree to use the site lawfully, comply with all applicable laws, and refrain from prohibited uses, including unauthorised access or interference.

7. External Links & Third‑Party Content.

We are not responsible for the content, accuracy, or practices of any third‑party websites linked from this site. Inclusion of a link does not imply endorsement or affiliation.

8. Intellectual Property & Copyright.

All original content is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or adapt material without prior written permission, except as permitted by law for personal, non‑commercial use.

9. Indemnification.

You agree to indemnify and hold harmless Topload Brands, its owner, affiliates, and contributors from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from your use of the site, your violation of these terms, or your infringement of third‑party rights.

10. Disclaimer of Warranties.

The site and its content are provided without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non‑infringement.

11. Limitation of Liability.

To the fullest extent permitted by law, Topload Brands shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the site or reliance on its content.

12. Release of Claims.

By using this site, you release Topload Brands from any and all claims, known or unknown, arising from your use of the site or its content. For California residents, this includes a waiver of rights under California Civil Code Section 1542.

13. Modifications to the Website & Terms.

We may modify, suspend, or discontinue any part of the site without notice. Changes to this Disclaimer take effect immediately upon posting. Continued use constitutes acceptance of the updated terms.

14. Privacy.

Your use of the site is governed by our [Privacy Policy], which explains how we collect, use, and protect personal information.

15. Governing Law & Jurisdiction.

This Disclaimer is governed by the laws of New South Wales, Australia. Any disputes shall be resolved exclusively in the courts of New South Wales.

16. International Access & Legal Compliance.

This site is operated in Australia and tailored to an Australian audience. If you access it from outside Australia, you are responsible for compliance with local laws. Content may not be lawful or appropriate in all jurisdictions.

17. Severability.

If any provision is found invalid or unenforceable, the remaining provisions remain in effect.

18. Acknowledgment.

By using this site, you acknowledge that you have read, understood, and agreed to be bound by this Disclaimer.

19. Change Log.

·        12/09/25: Added change log, updated sections 2 and 3.

·        13/09/25: slight wording change to section 20.

20. Contact Information.

Email: admin@toploadbrands.com

Postal Address: PO Box 784, Muswellbrook, NSW, Australia, 2333

 Or use our [Contact Me] form below this disclaimer.